can i apply "stress=force/area" in case of contact stress problems??

can i apply "stress=force/area" in case of contact stress problems??

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if load is in contact with surface of any body,then in that case load "stress=force /area of surface in contact"

if it is point or line contact then?????

if stress acts on point it is very large force has acted on very small surface but this stress also depends on weight of load if weight is also small stress will be also less...hence either for point or line contact formula for stress remains same and is "stress=force/area"

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