So now I have removed extraneous code and stripped it back to bare essentials but there is still something not quite right
monthlyInterestRate = annualInterestRate/12
mmp = 10
while(balance > 0):
m = 1
mmp += 10
while(m <=12):
m += 1
balance = (balance - mmp)*(1 + monthlyInterestRate)
if(balance <= 0 and mmp > 0):
print 'Lowest payment: ', mmp
as this prints out 300

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