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Elbert purchased a living room set for $5,021 using a 12-month deferred payment plan. The interest rate after the introductory period is 15.60%. A down payment of $375 is required as well as a minimum monthly payment of $122. What is the balance after the introductory period if only the minimum payment is made until then? $4,023.78 $3,960.91 $5,302.91 $5,424.91

Mathematics
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I got exact $3,960.91
WOOT WOOT!! MY HERO!
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