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When you know how you can use that knowledge. When you can explain it to others in simple words.
But how do I know that I am correct in explaining? On the otherhand learning is'n't only a mental thing, it can also be an "know-how-to-do" something. like chanching a tyre.
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You know you learned anything when...
1) You talk about what you learned
2) You remember what you learned
3) You are happy that you learned something
4) You apply what you learned
5) You write about what you learned
6) You think about what you learned
Explain it to a curious 10 year old..If you cant explain it simply,you havent understood that.Some students say."I have understood that perfectly,i am just bad at explaining things".Its just crap!If you understood that,you can explain it. go through this...its the best study skills book i have ever read..http://www.gutenberg.org/files/30309/30309-h/30309-h.htm