During the recent global financial crisis and recession, banks throughout the world have experienced an increase in non-performing loans i.e. bad debt. Most publicity has been given to the plight of housing markets. However, many loans to small business and households have also turned out to be non-performing. Discuss the following as possible explanations: (a) Banks have become less risk averse (b) Banks have made loans on the basis of incomplete information (c) Central banks have made available lender of last resort facilities Can I get any advice on what to discuss?

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During the recent global financial crisis and recession, banks throughout the world have experienced an increase in non-performing loans i.e. bad debt. Most publicity has been given to the plight of housing markets. However, many loans to small business and households have also turned out to be non-performing. Discuss the following as possible explanations: (a) Banks have become less risk averse (b) Banks have made loans on the basis of incomplete information (c) Central banks have made available lender of last resort facilities Can I get any advice on what to discuss?

Finance
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At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

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