I NEED HELP WITH THESE 2 QUESTION FAN AND MEDAL

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I NEED HELP WITH THESE 2 QUESTION FAN AND MEDAL

Mathematics
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At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

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5. Each month, Edward budgets $1860 for fixed expenses, $860 for living expenses, and $250 for annual expenses. His annual net income is $32,508. Which statement best describes his monthly budget? (Points : 5) It shows a deficit of $180. It shows a surplus of $261. It shows a deficit of $261. It is balanced. Question 6. 6. Alan’s unpaid credit card balance was $3426.67. His APR is 16.8%. What is his new balance after he makes one new transaction for $235? (Points : 5) $3709.64 $3876.52 $4141.40 $4237.35
The first one Monthly income = annual income/12 Monthly budget= monthly income- expenses
ok so thats wat i need to do to solve it cuz i have no idea how to do this

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Yes
i still dont know how to start it off
The second one The monthly accrued interest is the APR divided by 1200. So, we have the principle, 3426.67 times the accrued interest, 16.8 / 1200, plus 1 (the one is added to the interest to account for the principle) then add the new transaction, 280: 3426.67 ((16.8 / 1200) + 1) + 235 =?????

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