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The Federal Reserve is governed by a seven-member panel known as the Board of Governors. True False 17. The Federal Advisory Council of the Federal Reserve decides if any changes to the money supply are needed. True False 18. The Federal Reserve notifies Congress of the need for bank examinations when it becomes aware of poorly performing banks. True False 19. The Federal Reserve conducts check-clearing services for all banks in the country. True False 20. The Federal Reserve issues tax refund payments to citizens. True False

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