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Sarah, 25, works at a company that offers a 4% match on a 401(k) plan. How should she plan for retirement? Select the best answer from the choices provided. She should pay her debts on time and then contribute at least 4% to her 401(k) if possible. She should contribute at least 4% to her 401(k) even if she builds up credit card debt. She should contribute 2% to her 401(k) and 2% to an IRA. She should invest 5% in an IRA instead of the 401(k) plan.

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